Don't enter get-rich-quick schemes, instead do get-rich-right.
The Stability & High-Yield Play
Private Money Lending
Private money provide secured loans to medium to large real estate projects and businesses. Unlike traditional investments that fluctuate with the market, private lending is backed by real estate assets, giving you stability and protection.
Private money lending offer a faster, more flexible alternative, closing in days instead of months. Compared to banks, we focus on property value and equity, not just credit scores or income history.
Collateral Security
Flexibility
Passive Income
Higher Returns
Who Uses Private Money?
Experienced real estate investors, developers, and operators who need quick funding for acquisitions, renovations, or developments. They use private lending as a faster and more flexible alternative to traditional banks.
We invest in:
We pool investors' and our personal capital to create a powerful, combined funding source for private money lending. This allows us to provide financing to credible business owners, real estate developers, and operators who need strategic capital for high-value projects.
Every dollar invested is secured by hard assets, ensuring stability and reducing risk while generating steady, passive returns for our investors.
Real Estate Investors
Medical Professionals
High-Net-Worth Individuals
Dual-Income Households ($300K+)
Frequently Asked Questions Investors
How does the fund work?
We pool investor capital to finance private money loans for real estate developers, business owners, and operators. Loans are backed by hard assets, reducing risk while generating steady returns.
What kind of returns can investors expect?
Returns in private lending typically range from 8% to 12% annually. Our fund focus on diversiying our capital to take advantage of growing markets as well as risk mitigation. We target IRR of 11% to 13%. Returns are paid quarterly.
What is the minimum investment and holding period
The minimum investment is $25,000, with a typical holding period of 3 to 5 years.
When can I redeem my investment/capital?
Investors may request to redeem their investment quarterly.
Do you charge performance fees?
No, we don’t charge performance fees. We invest alongside you, ensuring our interests are aligned with yours.
Additional Questions?
How to get started
We invest alongside you. NO hidden agendas. NO sales quotas.
Step 1:
Join our investor list
Become part of an exclusive like-minded community of investors.
Step 2
Schedule a Call
We understand your financial goals and investment preferences because we believe financial freedom starts with clarity, strategy, and the right opportunities.
Step 3:
Receive Exclusive Opportunities
Get access to carefully vetted, high-performing investment opportunities.
Step 4:
Invest & Build Wealth Passively
We handle the heavy lifting. Your investment generates passive income and long-term appreciation.
Learn more about these passive, stable investment opportunities
Multi Family
Multifamily real estate provides steady cash flow, long-term appreciation, and stability, making it one of the most reliable wealth-building strategies. With multiple tenants generating income, these assets have historically remained resilient, even in market downturns, while offering tax advantages and forced appreciation opportunities.
Best part? No landlord duties. It's highly scalable and a great tool for diversification.
Triple Net Leasing
Triple Net (NNN) leasing is one of the most stable and passive investment strategies in real estate. With NNN properties, tenants cover property taxes, insurance, and maintenance, leaving investors with consistent, low-risk cash flow and minimal management responsibilities.
At Pacific Capital, we focus on high-quality NNN investments that provide long-term leases, reliable tenants, and predictable returns, so you can build wealth with peace of mind.
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The material contained herein is confidential and includes certain anticipated business operations or investment opportunity expectations of Pacific Capital LLC (the “Company”). However, neither the Company’s management nor its affiliates shall be deemed to have made any express or implied
representations or warranties regarding this material whatsoever, including, without limitation, with regards to accuracy and completeness. In fact, the information, summaries, and forward-looking statements contained herein are subject to material adjustment prior to the availability or acceptance of any investment. Interested persons should make their own investigations, projections, and conclusions without reliance upon the material contained herein with regards to future investments opportunities offered by the Company. This information is not intended to be legal, tax, business, or financial advice.
Please consult with your applicable professional for such advice. The Company, through its management, is still considering an offering of securities exempt from registration under the Securities Act of 1933, but has not determined a specific exemption from registration the issuer intends to rely on for the subsequent offer and sale of the securities. No money or other consideration is being solicited at this time and any information contained herein is subject to modification. Further, if any investment is sent in response to this information, such investments will not be accepted and shall be returned to the funding party.
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