Invest Smarter.
Live Wealthier.
Build a Legacy.
Specialized in alternative investments, including real estate and private money lending, to provide our investors with passive, recession-resistant, and high-yield opportunities.
Our investment portfolio is composed of real estate-backed investments.
Private Money
Multi Family
Triple Net
Multifamily
Passive cash flow + appreciation
Triple Net
Long-term corporate-backed income
Private Money
High-yield, asset-secured loans
Our investment portfolio is composed of real estate-backed investments.
Build Wealth Like the 1%
According to UBS Global Family Office Report 2023, billionaire family offices hold 50-60% of their portfolios in private alternative investments. Why?
Lower Volatility
Private investments avoid daily dramatic stock market volatility based on emotional investing. Stock market crashes (2008, 2020) have proven how fragile public investments can be.
Hedge against market crashes
Hard assets like real estate and private lending hold intrinsic value, even in downturns. In public markets, one market downturn can erase a decade of portfolio growth in weeks.
Hedge Against Inflation
Hard assets like real estate naturally rise in value with inflation. Even safer investments like long-term bonds get hit the hardest. When interest rates rise to keep up with inflation, bond prices fall. That means if you need to sell, you’re getting paid back in weaker dollars.
Tax Efficiency
Alternative investments such as Multifamily offer depreciation and tax advantages. A great way to preserve wealth. The tax code isn’t written for the average investor, it’s written for people who own REAL assets.
Boost Compounding
Volatility destroys compounding! An investment with stable, consistent growth will outperform one that swings between wild gains and steep losses. If you want real wealth, avoid the casino-style swings, because in that game, the house always wins.
Volatility drag is the negative impact of market swings on long-term returns. Losses hurt more than equivalent gains help, making recovery harder and slowing compounding growth. Smooth, steady growth beats volatile, boom-bust cycles over time!
It’s Time to Rethink the Game
Throughout history, the wealthy elite have built and protected their fortunes by owning REAL assets beyond traditional investments. Meanwhile, the middle class has been told to save in cash, trust the 401(k), and rely on stock market, leaving them with little diversification and no true safety net.
Widening Wealth Gap
Data from the Pew Research Center indicates that in 1989, the top 5% of families had 114 times as much wealth as families in the second quintile; by 2016, this disparity had increased to 248 times.
The Risk of 401(k) as Your Sole Retirement Plan
The average 401(k) return is just 5-8% annually. If the market crashes near your retirement, your entire plan is at risk. The fees ranging from 0.5% to 2%, quietly taking thousands from your retirement savings over time.
Diminishing Purchase Power
Between 2021 and 2022, the purchasing power of the dollar declined by about 7.4%. This means that a dollar in 2022 could only buy 92.6% of what it could in 2021.
Market’s Overdependence on a Few Tech Giants
Recent analyses show that in 2024, just 10 stocks accounted for 33% of the S&P 500’s total value: Apple, Microsoft, Amazon, Google (Alphabet), Meta, and Invidia. When the bubble bursts, many Americans are invested in index funds with high exposure to these stocks.
He who lives by the crystal ball will eat shattered glass. - Ray Dalio
Take Control
of Your Wealth
Without the
Guesswork
Are you a busy professional/entrepreneur who wants to invest but doesn’t have the time?
Are you sick of financial advisors pushing products they make commissions on, not what’s best for you?
Are you tired of complex investments that are hard to grasp and filled with financial jargon?
Are you wanting to invest based on the fundamentals of wealth creation but don’t know where to start?
Do you want to learn more about building wealth that is aligned with your goals and values?
Meet the Founders
We believe in synergistic investing, where everyone involved benefits. Our principle of ‘delivering value’ has been the foundation of our success, from our ATM business to alternative investing. It’s a cycle of prosperity we are proud to be part of, driven by our values and faith, which remain at the heart of everything we do AND why we succeed.
Michael & Samantha Guthrie
Founders of Pacific Capital LLC
The Pacific Capital Difference
Advocate of Synergistic investing. It is about pooling capital to acquire the RIGHT assets. Imagine this: Instead of one investor shouldering all the risk, we combine our financial power to secure best deals, maximize returns, and create diversified income streams.
25+ Years
of experience in real estate investing.
$80M+
capital raised
35+
partnerships
$1B+
in managed assets
We have skin in the game, every deal, every time. We're NOT financial advisors chasing commissions, we invest alongside you.
25 years of investing experience, over $1B in managed assets.
We invest with proven fundamentals, not speculation. Every deal meets strict criteria, if it doesn’t, it doesn’t happen. Period.
Clarity is our priority, ensuring every investor knows exactly what they’re investing in and why it matters.
Our investments are backed by tangible value. Risk mitigation-focused.
Our investments are passive, making them ideal for busy individuals who want to build wealth without sacrificing time and lifestyle.
Multi Family
The Appreciation & Cash Flow Play
Private Money
The Stability & High-Yield Play
Triple Net
The Hands-Off Cash Flow Machine
How to get started
We invest alongside you. NO hidden agendas. NO sales quotas.
Step 1:
Join our investor list
Become part of an exclusive like-minded community of investors.
Step 2
Schedule a Call
We understand your financial goals and investment preferences because we believe financial freedom starts with clarity, strategy, and the right opportunities.
Step 3:
Receive Exclusive Opportunities
Get access to carefully vetted, high-performing investment opportunities.
Step 4:
Invest & Build Wealth Passively
We handle the heavy lifting. Your investment generates passive income and long-term appreciation.
Let's create legacies that last! Join our investor community!
Connect with us!
Disclosure: No Offer of Securities—Disclosure of Interests. Under no circumstances should any material at this site be used or considered as an offer to sell or a solicitation of any offer to buy an interest in any investment. Any such offer or solicitation will be made only by means of the Confidential Private Offering Memorandum relating to the particular investment. Access to information about the investments are limited to investors who either qualify as accredited investors within the meaning of the Securities Act of 1933, as amended, or those investors who generally are sophisticated in financial matters, such that they are capable of evaluating the merits and risks of prospective investments.
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